I have an idea for an answer to a question that I think might be helpful, but the question is outside of my area of expertise, so my answer might be more harmful than helpful.
How do I decide to post my answer? Should I put the balance on trusting the community to upvote or downvote my answer based on whether it's a good idea? Or should I put the balance on letting people who are more experienced with the question's topic provide answers they are confident are high-quality?